“An ounce of prevention is worth a pound of cure” is a commonly quoted saying, but how many of us procrastinate taking actions we know would save us much headache? Making a home inventory of your home is one of those “ounces of prevention” every homeowner should insist upon doing.
Why should I take an inventory?
Imagine for a moment a tragedy you’ve heard about recently – hurricane damage, flooding, wildfires – and think about the damage done to the homes involved. We all consider important to install things like fire alarms and smoke detectors, and home owners insurance is a must, but have we considered all the money we’ve spent on the possessions inside our homes? Consider now what would happen if your home was destroyed.
Many of us assume our home owner’s insurance would cover all of our possessions, but this is where people are mistaken. An appraiser would have to take a guess – using averages – at the value of the contents of your home, should a catastrophic disaster happen to your home. From the charred remains, would you trust an appraiser to accurately estimate the value of your possessions? That’s why making a detailed list of your possessions is essential for protecting the money you’ve spent.
But it will take so much time…
It’s true: going through your house and making an accurate list of all your possessions would be a tedious task indeed. This is where home inventory software comes to the rescue. By simply taking digital photos of the rooms of your home and uploading them to your powerful home inventory software, you have an instantaneous record of the possessions of your home. Using the software you can easily detail the cost and value of each item in each room, saving yourself much time and effort. An average-sized home can be inventoried in a few hours. Then store a copy of the inventory with a trusted friend or in a safety deposit box.
But how do I keep the home software inventory up to date?
Keeping the software up to date is easy. Simply take time to add photos and update the inventory record as you buy new items or dispose of old ones. Make it a part of your routine, like monthly paying bills, changing your smoke detector batteries or bi-annual spring and fall deep cleaning.
Realize the monetary value of using home inventory software.
You already spend a lot of money on home owner’s insurance, but if you do not have proper documentation of the items you own, you have no assurance you will recover the money you have spent decorating and furnishing your home. Spending a small amount on versatile home inventory software will significantly increase the value of your homeowner’s insurance.
That sounds like a great idea! I’ll do it later…
Don’t procrastinate! Just like you wouldn’t let your homeowner’s insurance lapse, take advantage of the awareness you have right now. My Edge Software is a quick and easy solution to home inventory challenges. Simply go to My Edge Software, purchase and download the software right now, and schedule a time to take inventory of your possessions.